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Deposit Rates

Click on a link below for more detailed information.

 

Demand Deposit Accounts

*APY = Annual Percentage Yield

Rates are effective 04/02/2018. Rates are subject to change. You may call (304) 258-7363 to obtain the most current rates and for any questions you may have about our accounts.

Product Minimum Opening Deposit Minimum Balance to Obtain the APY Compounding Interest Rate *APY
Kasasa Cash® $50.00 Up to $10,000.00 Monthly 2.2271% 2.25%
$10,000.01 & above Monthly 0.2497% 2.25% - 0.43%
Non-Qualified Base Rate Monthly 0.03% 0.03%
NOW Account $500.00 $500.00 Monthly 0.03% 0.03%
Money Market $1,000.00 $1,000.00 Monthly 0.05% 0.05%
$5,000.00 Monthly 0.05% 0.05%
$25,000.00 Monthly 0.05% 0.05%
$50,000.00 Monthly 0.10% 0.10%
Ultimate Invest Personal $10,000.00 to $24,999.99 $25,000.00 Monthly 0.05% 0.05%
$25,000.00 & Over $25.000.00 Monthly 0.10% 0.10%
Ultimate Invest Non-Personal $25,000.00 & Over $25,000.00 Monthly 1.49% 1.50%

Fees could reduce the earnings on these accounts. Rates and rewards are variable and may change after the account is opened.

 

Savings Accounts

*APY = Annual Percentage Yield

Rates are effective 04/02/2018. Rates are subject to change. You may call (304) 258-7363 to obtain the most current rates and for any questions you may have about our accounts.

Product Minimum Opening Deposit Minimum Balance to Obtain the APY Compounding Interest Rate *APY
Kasasa Saver® $50.00 Up to $10,000.00 Monthly 0.4989% 0.50%
$10,000.01 & above Monthly 0.2497% 0.50% to 0.27%
Non-Qualified Base Rate Monthly 0.03% 0.03%
Statement Savings $50.00 $50.00 Quarterly 0.03% 0.03%
Christmas Club $1.00 $1.00 At Maturity 0.03% 0.03%

Fees could reduce the earnings on these accounts. Rates and rewards are variable and may change after the account is opened.

 

Certificates of Deposit

*APY = Annual Percentage Yield

Rates are effective 04/02/2018. Rates are subject to change. You may call (304) 258-7363 to obtain the most current rates and for any questions you may have about our accounts.

Product Minimum Balance Compounding Interest Rate *APY
7 to 30 Days $1,000.00 At Maturity 0.05% 0.05%
91 Days $1,000.00 At Maturity 0.05% 0.05%
182 Days $1,000.00 At Maturity 0.10% 0.10%
8 Months $500.00 Semi-Annual 0.65% 0.65%
12 Months** $500.00 Semi-Annual 0.15% 0.15%
18 Months** $500.00 Semi-Annual 0.25% 0.25%
24 Months** $500.00 Semi-Annual 0.35% 0.35%
28 Months
(1 Time Bump)
$1,000.00 Semi-Annual 1.25% 1.25%
30 Months** $500.00 Semi-Annual 1.49% 1.50%
36 Months*** $1,000.00 Semi-Annual 0.55% 0.55%
48 Months (DO)
(1 Time Bump)
$1,000.00 Semi-Annual 1.79% 1.80%
60 Months** $500.00 Semi-Annual 2.24% 2.25%


**CDs 12 Months & over excluding specials may be written as an IRA. A penalty may be imposed for early withdrawal on certificates of deposit.

Interest Payment Options

Compounding semi-annually. (Adding back to the CD)
CD's less than $2,500.00 may opt for an interest check or depositing to a savings account semi-annually, over $2,500.00 may opt for monthly, quarterly or semi-annualy.
***Additional minimum deposits of $500 can be made to the 36 Month Ultimate CD.

The 48 Month Double Opportunity CD gives the owner one opportunity to change the CD interest rate for the remainder of the certificate term.

 

Individual Retirement Account (IRA)

*APY = Annual Percentage Yield

Rates are effective 04/02/2018. Rates are subject to change. You may call (304) 258-7363 to obtain the most current rates and for any questions you may have about our accounts.

Product Minimum Balance Compounding Interest Rate *APY
18 Month Variable $1.00 Quarterly 0.20% 0.20%

A penalty may be imposed for early withdrawal. Rate may change after the account is opened.