CDs & IRAs -
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CDs & IRAs

 

Account Type More Info Minimum Opening Deposit Interest Payments Additional Deposit Minimum Interest Penalty For Early Withdrawal Grace Period
7-30 Days   $500.00 Compounded Daily N/A 2% of the amount withdrawn 2 Days
91 Days   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
6 Months   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
8 Months   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
12 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
18 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
24 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
26 Months $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
30 Months   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
36 Months* $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
42 Months $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
60 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
18 Month Flex IRA   N/A Compounded Daily $1.00 2% on amount withdrawn unless a qualified distribution (59 1/2) or internal transfer within CNB 10 Days


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*These CDs can be written as IRAs. Traditional, ROTH and SEP retirement plans are offered. Please consult your tax advisor for information on which plan will best suit your needs.

**CDs may have interest paid by compounding, interest check, or deposited to a CNB account.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.