CNB Bank Inc logo

CDs & IRAs

For a limited time at CNB Bank, we're offering very aggressive CD rates for various length CD's! Join the CNB family and earn up to 3.00% APY on your CD investment!  See below for details and regulations and contact us at CNB to get started today!

8 Month CD - 2.25% APY
(1) The Annual Percentage Yield (APY) is valid as of publication date 8-19-18 and is subject to change without notice. The stated APY is valid for an 8-month CD opened with at least $50,000.00 or more in new money not on deposit at CNB. An 8-month CD opened without $50,000.00 in new money is 2.00% APY. Minimum opening balance is $500.00. Upon maturity the 8-month CD will automatically renew into a 12-month CD at the prevailing rate. Interest compounds daily and credits monthly. Account is subject to early withdrawal penalty. 

26 or 42 Month CD - 2.25% APY with a one-time bump up option.
(2) The Annual Percentage Yield (APY) is valid as of publication date 8-19-18 and is subject to change without notice. The stated APY is valid for a 42 or 26-month CD opened with at least $50,000.00 or more in new money not on deposit at CNB. A 42 or 26-month CD opened without $50,000.00 in new money is 2.00% APY. Minimum opening balance is $500.00. You may bump up the interest rate on the 42-month and on the 26-month CD one time to the current rate being offered on each respective CD product. Upon maturity, the 42-month CD will automatically renew into the 36-month CD at the prevailing 36-month rate and the 26-month CD will automatically renew into the 24-month CD at the prevailing 24-month rate. Interest compounds daily and credits monthly. Account is subject to early withdrawal penalty. 

60 Month CD - 3.00% APY
(3) The Annual Percentage Yield (APY) is valid as of publication date 8-19-18 and is subject to change without notice. The stated APY is valid for a 60-month CD opened with at least $100,000.00 or more in new money not on deposit at CNB. A 60-month CD opened without $100,000.00 in new money is 2.50% APY. Minimum opening balance is $500.00. At maturity, the 60-month CD will automatically renew at the 60-month prevailing rate. Interest compounds daily and credits monthly. Account subject to early withdrawal penalty.

Account Type More Info Minimum Opening Deposit Interest Payments Additional Deposit Minimum Interest Penalty For Early Withdrawal Grace Period
7-30 Days   $500.00 Compounded Daily N/A 2% of the amount withdrawn 2 Days
91 Days   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
6 Months   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
8 Months   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
12 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
18 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
24 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
26 Months $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
30 Months   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
36 Months* $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
42 Months $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
60 Months*   $500.00 Compounded Daily N/A 2% of the amount withdrawn 10 Days
18 Month Flex IRA   N/A Compounded Daily $1.00 2% on amount withdrawn unless a qualified distribution (59 1/2) or internal transfer within CNB 10 Days


View our Deposit Account Interest Rates

Use our Compound Interest Calculator

*These CDs can be written as IRAs. Traditional, ROTH and SEP retirement plans are offered. Please consult your tax advisor for information on which plan will best suit your needs.

**CDs may have interest paid by compounding, interest check, or deposited to a CNB account.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.